"Plastic" can be dangerous. When I was in college I received a couple of applications for credit cards. I wasn't working at the time, so when they asked for annual household income, I wrote down my parents combined income. Needless to say, my mom was pissed when she found out I had a higher credit limit than her and I wasn't even employed. $13,000 <---How sick is that? Fortunately I never maxed out any of my cards, but I did get myself into some debt. Thank god for dad! ------------------ "Love your enemies...cause your friends may turn out to be a bunch of bastards."