nypartykid79 Posted June 2 Report Share Posted June 2 I'm going to file for Bankruptcy. I really thought this idea threw. I know it is the best for me. How can I start filing for Bankruptcy. Thanks Quote Link to comment Share on other sites More sharing options...
£ddie Posted June 2 Report Share Posted June 2 Originally posted by nypartykid79 I'm going to file for Bankruptcy. I really thought this idea threw. I know it is the best for me. How can I start filing for Bankruptcy. Thanks Talk to a bankruptcy attorney. Don't look for legal advice on a clubbing messageboard, especially since you've given very little information about yourself. You may not even qualify--it will depend on the facts of your case. A bankruptcy attorney will run you about 800 bucks for the whole process. That's your best bet. Good luck. Quote Link to comment Share on other sites More sharing options...
ghhhhhost Posted June 2 Report Share Posted June 2 ur in for one hell of a ride my friend. im talkin about u wont get approved for a chuckie cheese card for the next 10 yrs. its rough man...and looking at it from an accounting standpoint..woo..damn..id suggest against it Quote Link to comment Share on other sites More sharing options...
£ddie Posted June 2 Report Share Posted June 2 Yeah you will be scarred for a long time. If you want to buy a house or car anytime in the near future, forget about it. It's not impossible to get financing, but you're going to be paying ridiculous interest rates if you do. Not worth it IMO unless you have massive credit card debt. Quote Link to comment Share on other sites More sharing options...
nypartykid79 Posted June 2 Author Report Share Posted June 2 thanks but I didn't really know where to start.. I figured somebody will know. I know that bankruptcy will hurt in the long run, but being 15+ or more g's in debt, with no real job ,college student that dont really own anything important, and 21. Quote Link to comment Share on other sites More sharing options...
ghhhhhost Posted June 2 Report Share Posted June 2 well then i say Good Luck to ya..but eddie said just go to a bankr. lawyer..theyll know the procedure... Quote Link to comment Share on other sites More sharing options...
nypartykid79 Posted June 2 Author Report Share Posted June 2 thanks for your help Quote Link to comment Share on other sites More sharing options...
godfatherbam Posted June 2 Report Share Posted June 2 i hope ur not in debt from school loans, cause those u have to pay for even if u file for bankruptcy. kinda sux pretty bad, but its in their little disclaimer shit. good luck though Quote Link to comment Share on other sites More sharing options...
nypartykid79 Posted June 2 Author Report Share Posted June 2 I already know about the school loans, thats another 30g plus what I already owe. Quote Link to comment Share on other sites More sharing options...
usa Posted June 2 Report Share Posted June 2 Hire an attorney and file bankruptcy ASAP. because in few months you won't be able to file bankruptcy. don't worry about the credit problems in the future because it seems to me you won't be buying a house or new car in near future even if you had no debts anyway. and the jobmarket will get even worse for next years. so be realistic, file a bankruptcy until it's too late and get a new fresh start.Originally posted by nypartykid79 I already know about the school loans, thats another 30g plus what I already owe. Quote Link to comment Share on other sites More sharing options...
karch Posted June 2 Report Share Posted June 2 Dude I suggest not to do it. Your still a student, why fuck up your credit now? Just pay the minimum payment on your credit cards or whatever. 15,000+ that's a lot even for minimum payments. It also matters where you have that 15,000 dollars of debt. Maybe seek some kind of financial advisor first. Cause dude your still young. Your still in school. Your still yet to get a job. Just try to pull through college then once you graduate and have at the least a decent job. Then you start really paying off your debt. That's my advice. Nevertheless, good luck. Quote Link to comment Share on other sites More sharing options...
wahoo Posted June 2 Report Share Posted June 2 what about those debt consolidation places. Not the ripoff loan sharks, but rather the non-profit gov't funded organizations. I think what they do is negotiate with all your creditors, try to knock the interest rates down, get a settlement value for your debt, and you just pay that agency a single amount for all debt each month. Still bad having all those settlements on your credit history, but at least you aren't screwed for 10 years. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.