luvle02 Posted November 12 Report Share Posted November 12 Just curious, does everyone have has much credit card debt as me or is everyone independently wealthy? Quote Link to comment Share on other sites More sharing options...
Mystify Posted November 12 Report Share Posted November 12 i don't have any credit card debt - i'm good about paying the bill - um but haven't been charging much bc i'm BROKE!!!!!!!! Quote Link to comment Share on other sites More sharing options...
dknybabe2929 Posted November 12 Report Share Posted November 12 I have STUPID debt from when I was 18 and decided to get every card in AMERICA from Visa to BLoomies. Now I had to cut almost all of them up and I am paying for it...I dont even want to look at my credit report:eek: Quote Link to comment Share on other sites More sharing options...
Mystify Posted November 12 Report Share Posted November 12 CHICA you are needed on the NJ board..... go now! Quote Link to comment Share on other sites More sharing options...
dknybabe2929 Posted November 12 Report Share Posted November 12 I just made my fabulous appearance darling:hat: , go check it out fellow chica:D Quote Link to comment Share on other sites More sharing options...
thehype Posted November 12 Report Share Posted November 12 i am proud to say I am never in debt Quote Link to comment Share on other sites More sharing options...
tastyt Posted November 12 Report Share Posted November 12 Originally posted by dknybabe2929 I have STUPID debt from when I was 18 and decided to get every card in AMERICA from Visa to BLoomies. Now I had to cut almost all of them up and I am paying for it...I dont even want to look at my credit report:eek: My situation is similar... got my first card at 20, had a decent amt. of debt by the time I graduated and then quickly accumulated more b/c my first job paid jack... I'm slowly but surely working my way out of the hole...Seriously folks, do what you can to avoid using your credit card at all costs... Quote Link to comment Share on other sites More sharing options...
tastyt Posted November 12 Report Share Posted November 12 Originally posted by dknybabe2929 I have STUPID debt from when I was 18 and decided to get every card in AMERICA from Visa to BLoomies. Now I had to cut almost all of them up and I am paying for it...I dont even want to look at my credit report:eek: My situation is similar... got my first card at 20, had a decent amt. of debt by the time I graduated and then quickly accumulated more b/c my first job paid jack... I'm slowly but surely working my way out of the hole...Seriously folks, do what you can to avoid using your credit card at all costs... Quote Link to comment Share on other sites More sharing options...
nifer Posted November 12 Report Share Posted November 12 i dont usually post anything too personal about myself on these boards but maybe some of you can learn from my mistakes...i got my 1st credit cards while i was in college, never using them that much since mom and dad were basically paying my way through school. after i graduated, i totally slacked off and didn't get a "real" job right away so i was making little money, but had a lot of bills (rent, utilities, college loans, etc). i started using my credit cards to pay for bills, then i just went buckwild and spent spent spent. i couldn't/didn't make the minimum payments on a few of my cards and had collectors call me NON-STOP. not until one credit agency put a levy on my bank account and threatened to sue me did i finally wake up and see what i was doing.using credit cards wisely (paying your bills on time, not getting i n way over your head) can help to build your credit. using them like i did can become a huge burden on you and your future. Quote Link to comment Share on other sites More sharing options...
reddog4063 Posted November 13 Report Share Posted November 13 as of 11/11/02, i owe $3,244 on my cards.most (85%) of this debt is due to me charging my car insurance and booking my cruise to BermudaI dont think its a terrible amount compared to my salary of $49,500/yrI'm 23 and have had my credit cards for 4 years now.Joe Quote Link to comment Share on other sites More sharing options...
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