ravahstar Posted March 24 Report Share Posted March 24 Hey, I need to find some cheap auto insurance companies in NJ for people with a lot of points. Anybody know of any agents who are somewut reasonable, I have around 14 point on a 96 saturn how much money am I looking at? Quote Link to comment Share on other sites More sharing options...
njdionysus Posted March 24 Report Share Posted March 24 Buy a limo and hire a driver, it will be cheaper than paying on 14 points for insurance in New Jersey. You're going to pay at least $4000, probably more. Quote Link to comment Share on other sites More sharing options...
liqidtouch Posted March 24 Report Share Posted March 24 yea difinately ALOT more-seriously about 1000+ more-mom is my insurance agent (i just shot her a question about it)dont bother looking towards statefarme-they have been good to me so far but soon will be dropping their auto-policiesfor the last 5 years they have been loosing about .25 per dollar on automotive policiesthe reason i go into it is cause they are NOT the only agent/company that are going to stop taking new policiesthey are however still renewing the ones they havei cant remember the names ofh the other 2 major companies in this same situation but when you come across them- dont take it so hard that they wont give you a policy Quote Link to comment Share on other sites More sharing options...
blowme66 Posted March 24 Report Share Posted March 24 Probably the best in NJ that is actually still accepting policies is NJ Manufactures or their sister company NJ-Reinsurance Co. Better hurry up though, in about 2 months they are going to stop taking applications. Quote Link to comment Share on other sites More sharing options...
jerrylee Posted March 24 Report Share Posted March 24 This State SUCKS!!!!!!! All we do is pay the highest car insurance rates and taxes. NJ Polictians are nothing more than fucking Crooks!!PS I looking for car inssurance Too ( It's Sucks) Quote Link to comment Share on other sites More sharing options...
ravahstar Posted March 24 Author Report Share Posted March 24 Now I have aquestion if I get a liscense in another state do my points from my NJ liscense carry over? Quote Link to comment Share on other sites More sharing options...
vega33x Posted March 24 Report Share Posted March 24 nj insurance is the absolute worst.....i had a problem with one company so i switched to liberty....yea well a couple of weeks ago on the way home from float i got into an accident...needless to sat my deductible is a $1000 bucks...ouch!!!! Quote Link to comment Share on other sites More sharing options...
liqidtouch Posted March 24 Report Share Posted March 24 Originally posted by ravahstar Now I have aquestion if I get a liscense in another state do my points from my NJ liscense carry over? there are 2 different forms of points you attain1) on your licence with the motor-V dept2) on your insurance company (their records)only your points recorded by your ins agent carry over-not the Motor -V pointsand NJ Manufactur- is one of hte other companies i was trying to remember-but they ARE still taking policiesHURRY !! QUICK!!! MUG SOMEONE FOR THE $$$ AND GET IT !!!! Quote Link to comment Share on other sites More sharing options...
jp18 Posted March 24 Report Share Posted March 24 Originally posted by liqidtouch and NJ Manufactur- is one of hte other companies i was trying to remember-but they ARE still taking policies As of April 4th New Jersey Manufacturers will have an opening...They are dropping me:mad: Quote Link to comment Share on other sites More sharing options...
gritor5 Posted March 24 Report Share Posted March 24 Yo if you're near Montclair...try M&L Insurance on Bloomfield Ave...the guy's name is Murray. I just switched to them. I only have 2 points, but I went from paying $2900/yr with State Farm to $2100/yr with this guy. He's old and does everything like it's 1960...but he's cheap. Give him a call and make an appointment. The number is 973-744-0595 Quote Link to comment Share on other sites More sharing options...
blowme66 Posted March 24 Report Share Posted March 24 heh the only good thing about nj insurance is if you find a place that is actually accepting applications by state law they HAVE to accept you:) Quote Link to comment Share on other sites More sharing options...
jp18 Posted March 24 Report Share Posted March 24 Originally posted by blowme66 heh the only good thing about nj insurance is if you find a place that is actually accepting applications by state law they HAVE to accept you:) Yeah what do they care if you have to $5000 grand. Quote Link to comment Share on other sites More sharing options...
liqidtouch Posted March 24 Report Share Posted March 24 Originally posted by jp18 Yeah what do they care if you have to $5000 grand. true:eek: so true:eek: and to the (unmentioned person)that just PM'ed me..the 1st reason we pay so much for insurance as an example-remember that HUGE 100+ car pileup early lsat spring in washington?when theres that many cars and its just impossable to place that much colatteral blame and cots of damage to just one person..where does the money come from?1st car sues 1nd car sues 3rd car and so on....that takes too long to both investigate- and resolve...so all that money that you have been paying over the yeard on ins. goes to situations like that-where all of asudden500,000 dollars in just mechanical damages comes out of somewhere-not to mention the cost of medical damages to each and every personlost wagesand so on....hope that answers it for youjp18 PM memy agent might be able to help you out w/ a new policy....maybe:idea: Quote Link to comment Share on other sites More sharing options...
liqidtouch Posted March 24 Report Share Posted March 24 funny--as soon as i posted that aboveand the page refreshedthis stupid pop-up cme abouttake it as a sign i suppose Quote Link to comment Share on other sites More sharing options...
stiffler Posted March 25 Report Share Posted March 25 I dont believe auto insurance companies are loosing money..................maybe if the ceo's sat back and said "hey do I really deserve a salary of 1mil or more for sitting on my ass and doing nothing?"...........then they could afford to insure at cheaper prices...............but as far as what you're looking at, yeah...........its in excess of 4000 thats for sure...........im in the same boat:mad: I have 9pts, drive an 87chevrolet and pay 4300!!!!!Those fucking bastards, thank god I totalled the beamer(or wait, maybe thats the reason my ins is so high:confused: Quote Link to comment Share on other sites More sharing options...
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