funeralhome Posted September 4 Report Share Posted September 4 I HATE CREDIT CARDS!!!!!Someone please tell me they're in as much debt as I am and continue to go spiraling down this deep dark black hole of rising interest rates, late fees and negative dollars in their bank account. Quote Link to comment Share on other sites More sharing options...
funks0ul Posted September 4 Report Share Posted September 4 know exactly how that feels! Quote Link to comment Share on other sites More sharing options...
bigpoppanils Posted September 4 Report Share Posted September 4 Originally posted by eckobarbie1 I HATE CREDIT CARDS!!!!!Someone please tell me they're in as much debt as I am and continue to go spiraling down this deep dark black hole of rising interest rates, late fees and negative dollars in their bank account. try cutting them up Quote Link to comment Share on other sites More sharing options...
funeralhome Posted September 4 Author Report Share Posted September 4 i did..like 2 days ago. Quote Link to comment Share on other sites More sharing options...
LogiKandReasoN Posted September 4 Report Share Posted September 4 People who go into debt crack me up. If you can't afford it, don't buy it. That simple. Don't come crying for a handout later and scream all 'Woe is me' because you got yourself 10G's in the hole from buying to many shoes. Quote Link to comment Share on other sites More sharing options...
Orisha Posted September 4 Report Share Posted September 4 if you can't pay it off in a month (I give it two) don't buy it! used have debts, but I payed them all off, and it took awhile (over a year), but you have to do it, if you want decent credit Quote Link to comment Share on other sites More sharing options...
funeralhome Posted September 4 Author Report Share Posted September 4 Originally posted by LogiKandReasoN People who go into debt crack me up. If you can't afford it, don't buy it. That simple. Don't come crying for a handout later and scream all 'Woe is me' because you got yourself 10G's in the hole from buying to many shoes. who's crying for a hand out?at least I look good, dammit. Quote Link to comment Share on other sites More sharing options...
sweetie029 Posted September 4 Report Share Posted September 4 Originally posted by eckobarbie1 I HATE CREDIT CARDS!!!!!Someone please tell me they're in as much debt as I am and continue to go spiraling down this deep dark black hole of rising interest rates, late fees and negative dollars in their bank account. That's exactly why I don't have 1.....If I don't have the cash right then & there for it.....I don't own it!!! Quote Link to comment Share on other sites More sharing options...
Teknojunkee Posted September 4 Report Share Posted September 4 Im $2700 in debt but can pay it off today if i wanted to. I keep my money where it is...making money. I switch around from card to card with 0 balance transfer, no interest for 6 months, then a 12.9% fixed there after, after another 3 months (mandatory time needed for no cancelation fees) i tranfer to another card. I make the payments everymonth of $300, i watch the balance drop and i still have my money making money for me.I only pay interest for 3 months out of the 9 so im not getting raped too bad. Should be around $1900 by the end of november, gonna pay it off in full, and jack it up again for Christmas Season. It'll be paid off again by next christmas. A+ Credit is a nice thing. 3.9% on my car, looking for another Quad, yamaha has 1.9%. I have 2 cards...one to be used regularly (if needed) and one for emergencies. Thats how i do it anyways. You gotta shop around for your cards. Call the people up, they will work with you and lower your interest rate, they rather make alittle less money off of you than no money at all.Tek Quote Link to comment Share on other sites More sharing options...
nynyny Posted September 4 Report Share Posted September 4 i havent used my credit card in months.....i never really used it unless it was an emergency... fuck debt...i got the rest of my life to be in the hole.. Quote Link to comment Share on other sites More sharing options...
c-luv Posted September 5 Report Share Posted September 5 Originally posted by eckobarbie1 who's crying for a hand out?at least I look good, dammit. thats the way i look at things to try and make myself feel better;) Quote Link to comment Share on other sites More sharing options...
tastyt Posted September 5 Report Share Posted September 5 Sorry to hear that. I'm in debt up to my ears, but I'm slowly but surely climbing out of the hole.Credit cards are the devil's work. Quote Link to comment Share on other sites More sharing options...
somebitch Posted September 5 Report Share Posted September 5 no one could even possibly imagine how much money i blew through this summer. Quote Link to comment Share on other sites More sharing options...
LogiKandReasoN Posted September 5 Report Share Posted September 5 Originally posted by eckobarbie1 who's crying for a hand out?at least I look good, dammit. Note the : smiley in your first post. That sure looks like a crying guy to me. Its all good to look good, but looking good while having to eat Cat Food and welfare block cheese 3 meals a day is kinda lame Quote Link to comment Share on other sites More sharing options...
funeralhome Posted September 5 Author Report Share Posted September 5 Originally posted by LogiKandReasoN Note the : smiley in your first post. That sure looks like a crying guy to me. Its all good to look good, but looking good while having to eat Cat Food and welfare block cheese 3 meals a day is kinda lame could you stop making generalizations about my personal situation when you have no facts to back yourself up? i'm not eating catfood you dimwit. I'm sure some people do eat government block cheese (fuck, i ate it when i was a kid) and wear brand name logos. I live at home. Mom still cooks for me, thank god. Quote Link to comment Share on other sites More sharing options...
elementx Posted September 5 Report Share Posted September 5 Originally posted by bigpoppanils try cutting them up Got rid of all of mine except 1... If I can't afford to buy it with cash. I should not be buying it... And my 1 card I only use for emergencies... Quote Link to comment Share on other sites More sharing options...
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