most do since it's mostly couples buying home, not that they need to, some do need to, some do to get a better rate, less money down, etc... husband and wife are borrower\co-borrower
yes, it will and they loan will show up on your credit report (it may take several months, if you buy quick, it may not affect you at all) it will affect your debt to income ratio when buying a home
VixenGirly: a random hookup is like a half eaten sandwich in the fridge- you don't know who ate it last, but you know that it's 2 am and you're hungry :laugh: