NOT IN USE Posted September 27 Report Share Posted September 27 is it good?what are the good companies?how does the whole consolidation thing work?thanks :-) Quote Link to comment Share on other sites More sharing options...
deeelite1 Posted September 27 Report Share Posted September 27 is it good?what are the good companies?how does the whole consolidation thing work?thanks :-)i did the consolidation thing on a very low interest credit card.your best way to go about this is to take up the offers that credit cards give like 0% or 2.9% interest for (some ridiculous low rate like that) for 6 mos.. transfer all debt on that and pay ON TIME and as much as you can in that period of time.. then before the 6 months is up grab another card with that offer.. so on and so forth until it's all gone.I killed about 8 grand in debt in 2 years doing this.very effective Quote Link to comment Share on other sites More sharing options...
jimk29 Posted September 27 Report Share Posted September 27 i did the consolidation thing on a very low interest credit card.your best way to go about this is to take up the offers that credit cards give like 0% or 2.9% interest for (some ridiculous low rate like that) for 6 mos.. transfer all debt on that and pay ON TIME and as much as you can in that period of time.. then before the 6 months is up grab another card with that offer.. so on and so forth until it's all gone.I killed about 8 grand in debt in 2 years doing this.very effectiveIt does wonders for your credit score too! Quote Link to comment Share on other sites More sharing options...
nomembername Posted September 27 Report Share Posted September 27 just file for chapter 7 bankruptcy and save your money...you have until October 17th before the new bankruptcy laws take place Quote Link to comment Share on other sites More sharing options...
deeelite1 Posted September 27 Report Share Posted September 27 It does wonders for your credit score too! my credit score is just fine.it doesn't matter how you pay off your cards just as long as you pay them.im not saying go and open 24 different new cards just rotate between 2 or 3if anything it improved mine Quote Link to comment Share on other sites More sharing options...
calebdead Posted September 27 Report Share Posted September 27 Quote Link to comment Share on other sites More sharing options...
calebdead Posted September 27 Report Share Posted September 27 Quote Link to comment Share on other sites More sharing options...
deeelite1 Posted September 27 Report Share Posted September 27 pshka Quote Link to comment Share on other sites More sharing options...
cynstam21 Posted September 27 Report Share Posted September 27 Citi CardsDiscovermy credit is above averageHi Podes! Quote Link to comment Share on other sites More sharing options...
NOT IN USE Posted September 27 Author Report Share Posted September 27 Citi CardsDiscovermy credit is above averageHi Podes!hi cynthia i used to have awesome credit....oh well...going out is more important....typical jersey thing to say..lol Quote Link to comment Share on other sites More sharing options...
nomembername Posted September 28 Report Share Posted September 28 having good credit is overratedIMO Quote Link to comment Share on other sites More sharing options...
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