i used to work for a place that used to do these scams. thing is, they'll tell u dat u dont have to spen more than 250 dollars and will make u use a credit card to decrease the number of chargebacks. and even if u pay these guys 250 dollars, they will tell u that u will be getting a package sent out to u, and they will deiberately ship out to u late, so when u do get it, u cant cancel it. after u get ur package ull call them up and ask them how to get the 5000 dollars of grant money, theyll reply telling u that u only bought the package ( the papers to register for grant money, etc.) and then they will pitch u again on how u can hire someone to get u that grant money. the people that actually buy this package for 250 dollars eventually becomes leads for another company. Its all bullshit and it has probably been reported at www.ripoffreport.com . Companies like these are structured by Setters and CLosers. THe person who first pitched u the idea probly told u something like "OK great, So I'll make an appointment with our Senior Director so you can talk to him about more important issues with him." the Setter will also avoid answering any questions and when asked something, will respond by saying, "THis is something im not entitled to answer, because im only ______, and the Senior DIrector will be glad to answer any questions. Make Sure u Write them all Down.(Bullshit)" I used to be a setter for a company like this and its nothing but scams.