echostar Posted January 6 Report Share Posted January 6 so this weekend im working saturday night, sunday morning AND night just to pay my stupid credit card bill and buy some records!well i have to be at work AGAIN in 8 hours so i should probably go to sleep Quote Link to comment Share on other sites More sharing options...
Ronin Posted January 6 Report Share Posted January 6 I forgot to pay my last TWO bills! I usually pay them on time, and in full... these 2 times, flat out didn't pay... totally forgot. EVIL! Quote Link to comment Share on other sites More sharing options...
phuturephunk Posted January 6 Report Share Posted January 6 . .yalls gotta watch that stuff . . you do realize that debt is the last way in this country to enslave a person to others. . . Going into debt for a house, or a car is one thing . . that's constructive . . but getting slapped with 18 percent interest over shoes and trinkets is just ludicrus . . Quote Link to comment Share on other sites More sharing options...
princesslolita Posted January 6 Report Share Posted January 6 I wish I never got a credit card I'm sooo in credit card debt right now . I owe like $20,000 =( I got my first Credit Card when I went to Suny New Paltz and the rest is all downhill. I think I owe like 10-15 credit cards .... Collection is always calling my house. It's crazy. I wish I listened to my dad & only used it in emergency! I'm thinking on going to see how I can see to go Bankurp... =( Thats the only thing I can think on what to do. Credit Cards = Evil.. Pay with cash ! Quote Link to comment Share on other sites More sharing options...
JonStephen Posted January 6 Report Share Posted January 6 Originally posted by princesslolita I wish I never got a credit card I'm sooo in credit card debt right now . I owe like $20,000 =( I got my first Credit Card when I went to Suny New Paltz and the rest is all downhill. I think I owe like 10-15 credit cards .... Collection is always calling my house. It's crazy. I wish I listened to my dad & only used it in emergency! I'm thinking on going to see how I can see to go Bankurp... =( Thats the only thing I can think on what to do. Credit Cards = Evil.. Pay with cash ! Try ameridebt. No word of a lie, helped out one of my friends back in RI when she owed $10,000 or so.As for me, I owe $7000. Goddamnit. I'll pay it off, eventually. Quote Link to comment Share on other sites More sharing options...
deeprock Posted January 6 Report Share Posted January 6 Stick with debit cards. Bad credit will kill you when you wanna make some large purchase that you'll have to finance. It's gonna be much much harder to file for bankruptcy soon, so bankruptcy is not gonna be an option the way it used to be. Quote Link to comment Share on other sites More sharing options...
bigpoppanils Posted January 6 Report Share Posted January 6 deeprock is rightif youre thinking of filing bankrupcty, do it nowor try that ameridebt or somethingmy question is, how the fuck do you accumulate all that debt?$20,000!!!???goddamn!! Quote Link to comment Share on other sites More sharing options...
princesslolita Posted January 6 Report Share Posted January 6 Originally posted by bigpoppanils deeprock is rightif youre thinking of filing bankrupcty, do it nowor try that ameridebt or somethingmy question is, how the fuck do you accumulate all that debt?$20,000!!!???goddamn!! Clothing & electronics alot of it :( Quote Link to comment Share on other sites More sharing options...
squeezemay Posted January 6 Report Share Posted January 6 Originally posted by djjonstephen Try ameridebt. No word of a lie, helped out one of my friends back in RI when she owed $10,000 or so.As for me, I owe $7000. Goddamnit. I'll pay it off, eventually. Yeah try Ameridebt - I am $8000 in debt and I will be done paying it in 2005 with Ameridebt as opposed to 2020 if I continued paying it all by myself. They are da bomb! Although I wish I never had to utilize them in the first place!!!I would say to NOT file for bankruptcy though - it will be hard to get a house or car in the future. Quote Link to comment Share on other sites More sharing options...
launch Posted January 6 Report Share Posted January 6 Why are you blaming credit cards, and calling them evil? Instead maybe you should take a better look at your spending habits. Quote Link to comment Share on other sites More sharing options...
fierydesire Posted January 6 Report Share Posted January 6 Well, I would be in debt if I didn't have my mommy I just owe her money and believe me I woudl rather owe my mom dough than those damn creditors...Yeah, but even so I am careful with how much I spend. I got 4 credit cards and I use them when it is necessary... Quote Link to comment Share on other sites More sharing options...
glowgrlnyc Posted January 7 Report Share Posted January 7 Originally posted by squeezemay I am $8000 in debt Quote Link to comment Share on other sites More sharing options...
phuturephunk Posted January 7 Report Share Posted January 7 Originally posted by launch Why are you blaming credit cards, and calling them evil? Instead maybe you should take a better look at your spending habits. . . . i agree with the spending habits point . . however!!!, I do believe that credit companies are, more often than not, underhanded with their debt-holders . . . I had a Visa card cancelled on me because I used it RESPONSIBLY . . I never carried a balance, and it would only get used on the weekends when I was out and about . . At the end of the month, I was even with the house, no questions asked . . 8 months later, I no longer had a Visa . . . . . you do the dirty math . . Quote Link to comment Share on other sites More sharing options...
JonStephen Posted January 7 Report Share Posted January 7 Credit card companies are the shadiest bunch of fuck ups this capitalist country has ever seen.They suck, plain and simple. If there was a way I knew about to fuck them over, I would in a second.Someone tell me why you sign up for a credit card with a 9.99%apr guaranteed throughout the life of the card and when you are late one month, it shoots up to 19.99%.....no questions answered.It would be great if there were a Tyler Durden to blast all the credit companies out of existance. Quote Link to comment Share on other sites More sharing options...
randall16 Posted January 7 Report Share Posted January 7 fukin credit cards.......they are such a bitch...... Quote Link to comment Share on other sites More sharing options...
robocock Posted January 7 Report Share Posted January 7 what a stupid statement. you are paying for principals plus interests that you owe. you have to pay for what you owe. you are the dumb evil not the credit cards co. Quote Link to comment Share on other sites More sharing options...
bluewater Posted January 7 Report Share Posted January 7 I blame my addiction to record shopping for my debt - 5 grand down the hole in almost two years - and that was pretty much just to keep up to date and build a solid staple of vinyl - Its taking me forever to pay back.. and being unemployed doesnt help either - stupid job market.... Quote Link to comment Share on other sites More sharing options...
thehacker Posted January 7 Report Share Posted January 7 Originally posted by phuturephunk . . . i agree with the spending habits point . . however!!!, I do believe that credit companies are, more often than not, underhanded with their debt-holders . . . I had a Visa card cancelled on me because I used it RESPONSIBLY . . I never carried a balance, and it would only get used on the weekends when I was out and about . . At the end of the month, I was even with the house, no questions asked . . 8 months later, I no longer had a Visa . . . . . you do the dirty math . . that must be the REAL reason citibank has refused my 4 requests for a limit increase from the $600 introductory limit i got from them my freshman year in college... i've been late a few times but i've always paid in full when i did... Quote Link to comment Share on other sites More sharing options...
echostar Posted January 7 Author Report Share Posted January 7 all of the sudden $100 of debt isnt looking so bad! Quote Link to comment Share on other sites More sharing options...
thehacker Posted January 7 Report Share Posted January 7 Originally posted by trancend all of the sudden $100 of debt isnt looking so bad! if thorin ever got the $$ from LL to pay you for all the nights he, and then you, got shafted you'd be way over the top. Quote Link to comment Share on other sites More sharing options...
thehacker Posted January 7 Report Share Posted January 7 i'm sorry that came across as really bitchy towards LL - great club but NOTORIOUS for $$ issues... Quote Link to comment Share on other sites More sharing options...
synderella420 Posted January 7 Report Share Posted January 7 Originally posted by trancend all of the sudden $100 of debt isnt looking so bad! lol.. Quote Link to comment Share on other sites More sharing options...
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