Destiny Posted December 13 Report Share Posted December 13 They are the root of all evilI'm definitely going to be paying my card back for the next 10 years:blank: Quote Link to comment Share on other sites More sharing options...
bullseye Posted December 14 Report Share Posted December 14 i'm with you, they are the worst thing in the world, i cant even use them anymore. fuck em!!!!!!!!!!!!!!!!!!!!!!! Quote Link to comment Share on other sites More sharing options...
murrrr Posted December 14 Report Share Posted December 14 i have gr8 credit since i pay my bills all @ once Quote Link to comment Share on other sites More sharing options...
funks0ul Posted December 14 Report Share Posted December 14 Originally posted by nybeauty i have gr8 credit since i pay my bills all @ once well aren't you just sooo special. where you been? Quote Link to comment Share on other sites More sharing options...
iamme Posted December 14 Report Share Posted December 14 Originally posted by nybeautyi have gr8 credit since i pay my bills all @ once Quote Link to comment Share on other sites More sharing options...
dgmodel Posted December 14 Report Share Posted December 14 Originally posted by Destiny They are the root of all evilI'm definitely going to be paying my card back for the next 10 years:blank: love is the root of all evil... Quote Link to comment Share on other sites More sharing options...
murrrr Posted December 14 Report Share Posted December 14 Originally posted by funks0ul well aren't you just sooo special. where you been? been busy, my schedule changed and im going to start going to the film academy also....a lot going on ya know, new yr new job, new everything, well almost! Quote Link to comment Share on other sites More sharing options...
dogekid Posted December 14 Report Share Posted December 14 i want a white castle credit card Quote Link to comment Share on other sites More sharing options...
mssabina Posted December 14 Report Share Posted December 14 Originally posted by nybeauty i have gr8 credit since i pay my bills all @ once that's the way to do it don't spend it if you can't pay it off, simple as that... or just use cash... Quote Link to comment Share on other sites More sharing options...
murrrr Posted December 14 Report Share Posted December 14 Originally posted by mssabina that's the way to do it don't spend it if you can't pay it off, simple as that... or just use cash... thats y when my bills come im ok w/ it cuz i know i can pay them off a fwend of mine told me that he thought it looked sexy when i was making out checks to pay my bills, hehe he said i looked like an independent, mature women Quote Link to comment Share on other sites More sharing options...
magilicuti Posted December 14 Report Share Posted December 14 Originally posted by dgmodel love is the root of all evil... women are the root of all evil Quote Link to comment Share on other sites More sharing options...
housedog Posted December 14 Report Share Posted December 14 True That after tryin everyway possible to get out of debt. I am in the process of declaring bankruptcy. I t sucks but I will feel like the biggest weight on my shoulders will be gone I wish I could stop the CC people from caling me, they are VERY persistent.My advice to you all, is DO NOT CHARGE what you can't pay back. Shit when I was payin my bills I would get paid$725 a week and paying out in bills $695 and I was doing a little over minimum. SO I think I am doing the right thing.Originally posted by Destiny They are the root of all evilI'm definitely going to be paying my card back for the next 10 years:blank: Quote Link to comment Share on other sites More sharing options...
funkyfreshdc Posted December 14 Report Share Posted December 14 don't buy shit u don't have the money for. period. Quote Link to comment Share on other sites More sharing options...
somebitch Posted December 14 Report Share Posted December 14 yes i think they are awful. i have so many cards & i am always charging stuff. bloomingdales just upgraded me to like super plus account holder, i was like NOOOOO, i dont need anymore credit than i already have. it is bad & then again, it is great when you need a few thousand $'s you dont have just be sure to open a card with 0% if you wanna spend a lot. it always works for me. if you wanna use credit, now is the time... rates are low, so go out and shop, worry about paying later. Quote Link to comment Share on other sites More sharing options...
magilicuti Posted December 14 Report Share Posted December 14 i only have one card now with a pretty high limit which i was over a couple months ago. its not good to have more credit then your yearly salary i heard too Quote Link to comment Share on other sites More sharing options...
funkyfreshdc Posted December 14 Report Share Posted December 14 there are ppl on some finance boards that claim to have over $1 mil in credit and still have excellent credit scores -- without having income anywhere near that level.there are lots of tricks to earning a high score but the most important ones are not having any late payments, delinquincies, bankruptcies, or using more than 30% of any single credit line. Quote Link to comment Share on other sites More sharing options...
devGOD Posted December 14 Report Share Posted December 14 getting A credit is all about time. I have B credit (which everyone in there 20s should have, I'm 25), and have more than enough for A but it's based on time. I never buy anything that i can't afford, always use my debit card and cc just for online purchases.to many people look at cc's as free money to shop. average american has 8 cc's, damn what do you need 8 cards for? Quote Link to comment Share on other sites More sharing options...
magilicuti Posted December 14 Report Share Posted December 14 maybe ppl i know have a credit and are in their 20s. they are really great with cash either Quote Link to comment Share on other sites More sharing options...
xpyrate Posted December 14 Report Share Posted December 14 Originally posted by Destiny I'm definitely going to be paying my card back for the next 10 years that's exactly why i dont use one Quote Link to comment Share on other sites More sharing options...
misssquid Posted December 14 Report Share Posted December 14 credit cards.... love em , BUT hate em ...... yeah i know i'm not supposed to buy something if i cant afford it,,, BUT U know when ur shopN and you see an amazing outfit or sneakers or something that u have2 buy it..... b/c its just hot, its a must have.......but u aint got the cash BUT u do have the plastic..... this is how i see it,,,, YOU like it & YOU really want it, BUY it! Quote Link to comment Share on other sites More sharing options...
funkyfreshdc Posted December 14 Report Share Posted December 14 Originally posted by misssquid credit cards.... love em , BUT hate em ...... yeah i know i'm not supposed to buy something if i cant afford it,,, BUT U know when ur shopN and you see an amazing outfit or sneakers or something that u have2 buy it..... b/c its just hot, its a must have.......but u aint got the cash BUT u do have the plastic..... this is how i see it,,,, YOU like it & YOU really want it, BUY it! and the credit card companies will love u too Quote Link to comment Share on other sites More sharing options...
misssquid Posted December 15 Report Share Posted December 15 Originally posted by funkyfreshdc and the credit card companies will love u too hahhahhhahah they do!!!!!! Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.