"How do I get a better number then that" 1. Put more money down up front. 2. Negotiate the buy price. The Lower the buying price of the car the lower the monthly payment 'Is it worth my time and money to lease" That depends on what you are trying to acomplish. If you like to get in and out of cars every few years then it not a bad idea. If you drive under 12k a year it's not a bad idea. If you can't aford the monthly payment to buy the car and you plan on keeping it 7-8 years it's not a bad idea. "what are the ins and outs and tricks i should know~!?" The only trick with leasing is not to tell the sales person up front you plan to lease. Negotiate the selling price as low as you can then hit him with a lease using that number. "how do they fuck you~!?" The way you get fucked is if you put alot of money down up front and don't buy the car out at the end of the lease. When you lease you are kind of like renting the car for a few years. If you plan on flipping the car's every few years then Don't put any more money down then your up front fee's. That Cap cost redution on that lease -3,000- is bull shit that's were they are fucking you.